7n035 Smith Street

South Elgin, IL
$ 530,000 Beds 4 Baths 3 Sq 3,008
Monthly Estimate* How much can I afford?

Tucked into a scenic, private setting near the Fox River in Five Islands Park, this spacious 4-bedroom, 3-bath home offers over 3,000 square feet of inviting living space and endless potential. The comfortable floor plan provides room to gather, relax, and entertain, while the generous outdoor space creates a peaceful backdrop for morning coffee, summer gatherings, and everyday enjoyment. Ideally located near shopping, dining, St. Charles schools, and major roadways, this home delivers the perfect blend of privacy, convenience, and opportunity. Come see all this exceptional property has to offer-schedule your private showing today!

Active

  • Price
  • $ 530,000
  • City
  • South Elgin
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • KANE
  • Half Bathrooms
  • 0
  • Area
  • South Elgin
  • Lot Size
  • 0.28 Acres
  • Zip
  • 60177
  • Sqr Footage
  • 3,008
  • Year Built
  • 1974
  • Taxes
  • $ 7323
  • Style
  • MLS#
  • 12740142
Listed By: eXp Realty - Geneva
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 3008
Sewer Septic Tank
Heating Natural Gas
Cooling Central Air
Possession Closing
Association Fee Includes None
Construction Materials Cedar
Year Built 1974
Electric Circuit Breakers
Township St. Charles
Tax Year 2025
Ownership Fee Simple
Community Features Park,Street Paved
Additional Parcels Description 0903455006
Assoc Fee Paid Per Not Applicable
County Kane
New Construction No
Property Type Residential
Total Rooms 9
Full Baths 3
Status Active
Directions From State Rte 31 turn right onto Scott Ave. left onto Blackhawk Dr. then left onto Smith St. House on right.
City South Elgin
High School District 303
MLS Area South Elgin
Tax Annual Amount 7323.38
Additional Parcels Y/N Yes
Standard Status Active
Middle/Junior School District 303
Elementary School District 303
Property Type Detached Single

Interior Features

Interior Amenities 1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s)
Basement None
Total Fireplaces 2
Laundry Features Main Level
Total Bedrooms 4
Room Type Foyer,Breakfast Room
LivingAreaSource Plans
Total Baths 3
Bedrooms Possible 4

Exterior Features

Parking Features Yes
Lot Features Mature Trees
Water Source Well
Total Parking 4
Lot Dimensions 95X140
Lot Size Acres 0.28
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Park Ridge, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/23/2026 Listed $530,000

Property vs Zip Code Average in 60177

Price
AVG $550K
$530K
Taxes
AVG $10,205
$7,323
Year Built
AVG 1997
1974
Visits
AVG 98
18
Data Provided by Inside Real Estate®

Areas That We Cover

7n035 Smith Street South Elgin, IL is a Single Family Home for sale at $530000 with 3008 sqft and a lot size of 0.28 Acres Acre(s). 7n035 Smith Street South Elgin has 4 bedrooms, 3 baths and was built in 1974. The property's zip code is 60177 which is in South Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.